Research Category: Housing and Homeownership

Black Immigrant Homeownership: National Trends and the Case of Metro Boston

January 28, 2023

Mortgage Prepayment, Race, and Monetary Policy

July 27, 2022

Authors explore refinancing rates by race and find that Black and Hispanic borrowers are much less likely to refinance their mortgages when rates go down, leaving significant monthly savings on…

2022 Housing Underproduction in the U.S.

July 27, 2022

Report is about the broader problem of underproduction of housing in the U.S. with local data. But it has a section focused on the connection between underproduction and the limiting…

The Essential Role of Down Payment Assistance in Closing America’s Racial Homeownership and Wealth Gaps

April 28, 2021

Building Black Homeownership Bridges: A Five-Point Framework for Reducing the Racial Homeownership Gap Summary

May 28, 2019

Homeownership and the American Dream

July 27, 2018

Socioeconomic and racial disparities in the financial returns to homeownership

July 27, 2018

Looks at financial returns to homeownership by race and finds holding other things constant, capital gains from housing are lower for low-income and buyers of color in all 9 markets…

The devaluation of assets in Black neighborhoods

July 27, 2018

In the average U.S. metropolitan area, homes in neighborhoods where the share of the population is 50 percent Black are valued at roughly half the price as homes in neighborhoods…