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Research Category: Housing and Homeownership

  • Black Immigrant Homeownership: National Trends and the Case of Metro Boston

    January 28, 2023

  • Mortgage Prepayment, Race, and Monetary Policy

    July 27, 2022

    Authors explore refinancing rates by race and find that Black and Hispanic borrowers are much less likely to refinance their mortgages when rates go down, leaving significant monthly savings on…

  • 2022 Housing Underproduction in the U.S.

    July 27, 2022

    Report is about the broader problem of underproduction of housing in the U.S. with local data. But it has a section focused on the connection between underproduction and the limiting…

  • The Essential Role of Down Payment Assistance in Closing America‚Äôs Racial Homeownership and Wealth Gaps

    April 28, 2021

  • Building Black Homeownership Bridges: A Five-Point Framework for Reducing the Racial Homeownership Gap Summary

    May 28, 2019

  • Homeownership and the American Dream

    July 27, 2018

  • Socioeconomic and racial disparities in the financial returns to homeownership

    July 27, 2018

    Looks at financial returns to homeownership by race and finds holding other things constant, capital gains from housing are lower for low-income and buyers of color in all 9 markets…

  • The devaluation of assets in Black neighborhoods

    July 27, 2018

    In the average U.S. metropolitan area, homes in neighborhoods where the share of the population is 50 percent Black are valued at roughly half the price as homes in neighborhoods…