Affordability deed restrictions are legal stipulations placed on below-market-rate, owner-occupied homes that limit the future resale price and cap how much equity a homeowner can accumulate over time.
Wealth Gaps in the Golden Years: Economic Insecurity for Older Adults in a High-Cost State
May 1, 2025
Many older adults in Massachusetts adjust to a much lower standard of living in retirement.
Business of Care: Strengthening Family Child Care as a Path to Wealth Building
March 28, 2025
FCC owners serve some of the highest-need children in the Commonwealth, yet the owners who run these programs often take home some of the lowest wages among educators.
‘To Live and Thrive’ in Massachusetts: Native American Perspectives on Wealth
January 16, 2025
Commissioned by Boston Indicators and written by researchers from UMass Boston, this report uses data and focus groups to paint a fuller picture of how the wealth gap affects Massachusetts'…
Inequality and Insecurity in Retirement: Racial disparities in retirement plans in the U.S. and Massachusetts
June 4, 2024
Retirement assets are a large part of the wealth puzzle for families at the middle and upper end of the distribution.
Debt, Delinquency and Racial Disparities in Massachusetts
May 17, 2024
By Alyssa Haywoode and Peter Ciurczak Debt has several faces. Borrowing money for long-term investments can be beneficial because it allows individuals or businesses to leverage capital they don’t currently…
Breaking Down Asset Types by Race
April 11, 2024
By Peter Ciurczak Net wealth is the difference of two values; that is, assets (the positive side of the ledger) minus liabilities, or debt (the negative side). While most of…
Race and Class Zoning in Newton
March 20, 2024
By Alyssa Haywoode When Amy Dain began exploring the history of zoning in Greater Boston, she found evidence of widespread exclusionary zoning, policies that largely resulted in segregation by race…
A race/class analysis of the wealth distribution
January 31, 2024
In relative terms, Black and Latino Americans really are far more likely to be low-wealth. But it’s simultaneously true that most low-wealth families are white.
