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Author: Peter.Ciurczak@bostonindicators.org

  • Deed-Restricted Homeownership 101

    May 21, 2025

    Affordability deed restrictions are legal stipulations placed on below-market-rate, owner-occupied homes that limit the future resale price and cap how much equity a homeowner can accumulate over time.

  • Wealth Gaps in the Golden Years: Economic Insecurity for Older Adults in a High-Cost State

    May 1, 2025

    Many older adults in Massachusetts adjust to a much lower standard of living in retirement.

  • Business of Care: Strengthening Family Child Care as a Path to Wealth Building

    March 28, 2025

    FCC owners serve some of the highest-need children in the Commonwealth, yet the owners who run these programs often take home some of the lowest wages among educators.

  • Inequality and Insecurity in Retirement: Racial disparities in retirement plans in the U.S. and Massachusetts

    June 4, 2024

    Retirement assets are a large part of the wealth puzzle for families at the middle and upper end of the distribution.

  • Debt, Delinquency and Racial Disparities in Massachusetts

    May 17, 2024

    By Alyssa Haywoode and Peter Ciurczak Debt has several faces. Borrowing money for long-term investments can be beneficial because it allows individuals or businesses to leverage capital they don’t currently…

  • Breaking Down Asset Types by Race

    April 11, 2024

    By Peter Ciurczak Net wealth is the difference of two values; that is, assets (the positive side of the ledger) minus liabilities, or debt (the negative side).  While most of…

  • Race and Class Zoning in Newton

    March 20, 2024

    By Alyssa Haywoode When Amy Dain began exploring the history of zoning in Greater Boston, she found evidence of widespread exclusionary zoning, policies that largely resulted in segregation by race…

    Newton Street View

  • A race/class analysis of the wealth distribution

    January 31, 2024

    In relative terms, Black and Latino Americans really are far more likely to be low-wealth. But it’s simultaneously true that most low-wealth families are white.

  • The Role of Stocks and Retirement Accounts in the Black-White Wealth Gap

    January 30, 2024

    By Alyssa Haywoode January 29, 2024 A new research study suggests one key component of the country’s Black-White wealth gap is differential ownership of stocks, stock-linked assets, and retirement accounts.…

    Numbers on board